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Home / NJ Resources / Getting approved for a mortgage loan in NJ easily and quickly

 

How to get a mortgage in NJ
How we got approved for a mortgage in NJ – With the help of Star Mortgage in Jamesburg NJ

Is moving to NJ or buying a home in NJ fun? We here at FunNewJersey.com think so!

Is living here for 20 years and then refinancing with a cash-out consolidation loan: (so we can pay ff some outstanding debts) and lowering our overall monthly payments by over $1,400 (a month) fun?

Absolutely!

And that is exactly what we did.

We did it with the help of a small local lender right in our hometown. Star Mortgage, located at 241 Forsgate Drive (Suite #205),

This is our story

We hope this experience is helpful to newcomers and long native New Jersey residents alike.

Easy mortgage loans in NJ

We were pre-qualified for a mortgage loan quickly and the entire process was amazingly easy

Thanks to Sue from Star Mortgage, we were approved for the loan in just a few short days!

We went to her office and gave her preliminary numbers. She crunched them, asked us a few questions and told us the paperwork we needed to bring in. This took 1/2 hour

After we brought in our paperwork the next day, Sue had the application started in less than an hour.

The following day after that, we were approved. It was that simple

If you are looking to buy a home in New Jersey, you are going to have a bunch of question and you will need to make a few calculated decisions as you are going through the steps of home buying.

Do not do them with anyone else but Sue.

Star Mortgage tells it like it is

There were no upfront fees, hidden costs, bait and switch tactics, or games. Just the facts.

She said we were pre-qualified and she assured us that she could get us a loan from a discount lender.

And she did! It was really that simple

In our case, we were consolidating debt from an existing home equity line of credit, so it was a more of a debt consolidation loan where we were paying bills and re-financing at a fixed rate (because we had a variable).

But Star Mortgage does all types of mortgage loans including, home renovation loans, FHA loans, no income verification, VA, refinance through no cost, USDA loans, comercial loans, bank statement loans and more.

If you have questions about a loan, call Sue at 732-750-0780.

Conventional Mortgages

Whether you are a first time home buyer or are moving to NJ, Star Mortgage can help.

One of the most important steps is to get pre-qualified for a mortgage. Getting pre-qualified so you can get into your dream home can either be very frustrating and difficult or it can a lot easier and actually quite painless if you know how to go about it.

Or who to talk to.

Getting pre-approved will allow you to know exactly how much you can afford and getting pre-approved gives you an advantage over other prospective buyers who might be interested in the same property as you are. It also absolutely puts you in a very good position when negotiating because the seller knows that you are already pre-approved.

FunNewJersey.com has gone out and searched quite a few mortgage companies, brokers and lenders in the NJ Tri-state area and we were not sure who to trust.

After digging around, we were ironically put in touch with Star Mortgage from our accounting services Mind Spring Solutions.

What was ironic about it? We are all in the same building. Our companies, that is.

Talk about networking. We fully trust Mind Spring Solutions, so the referral was trusted as well.

So we hope you trust our brand (FunNewJersey.com) in that we are referring Star Mortgage as well.

Of course, now we are partial because of our experience and we really cannot claim that we have found what we believe to be one of the best mortgage lenders in the entire state.

Because how could we know that?

What we do know is that Sue is good people. Meet with her (and us if you like) and see for yourself. There are no charges from Star Mortgage for the entire process. You just pay the normal closing costs and appraisal costs if needed.

It is about trust

If you know someone that you trust. Definitely use them. If you are unsure or have been getting the runaround, or you feel pressured.

Just meet with Sue.

We guarantee that you will see for yourself. The name of the company to trust is Star Mortgage.

During a given year, we get more than just a few inquiries from our front end users who ask us for help with things like; what are the best counties to live in NJ, finding the best areas to live in NJ with the best schools, recommendations for local realtors and mortgage companies, and the like.

Thanks to the fun content of finding fun things to do on our site FunNewJersey.com, many local realtors actually organically list us as a reference on their own websites as a resource for potential clients considering moving her to NJ.

So we are happy that we are trusted by industry professionals.

Again, its about trust.

Will you get approved?

Dynasty Mortgage Network LLCIf you are not sure and you want the real answer and you want it quick, call Sue.

We have seen other word of mouth referrals that has gone to her and she gets the job done every time.

Do you have no credit, little credit, or very bad credit? That also is an area where Star Mortgage shines.

You will have little or no worries if you trust your mortgage lending with Star Mortgage, especially if you are dealing with any kind of credit issues or hurdles whatsoever.

So if you are currently having difficulties with your credit, get consulted by Sue.

Other reasons that we were so happy

They closed the loan quickly.

From the moment we walked in, we felt at home.

Everything we were told is exactly what happened.

Our rate was right where she said it would be and our monthly mortgage payment was right in the ballpark that we were quoted.

Lastly, (This one is big!), Their customer service was intimate.

Sue is a real, down to earth passionate woman.

She is truly out to help her clients to get the home they want at the best rate regardless of the circumstances.

Sue explained to us her 10 plus years of history in the mortgage industry and how it has changed dramatically over the years. She even went into acute detail of the horrible housing and credit bubble during the 2000’s.

She assured us however that no matter how the industry changes, one thing remains constant for her. “It’s simple” she says, “getting my clients into their homes at the best rate and regardless of their current situation or however difficult their current credit situation might be – is all I think about and its all I ever work on”.

If you are in need to purchase a new home, refinance your current home, or would like a free evaluation of your current loan, please don’t hesitate to contact Sue at the Star Mortgage to answer all of your preliminary questions for you. Give Sue a call at either his office at 732-750-0780 or email her at [email protected]

We know from first-hand experience that she can get the job done. Tell Sue that the staff at FunNewJersey.com sent you. She is very well aware of who we are!

Star Mortgage Loans in NJ

Star Mortgage is an accredited member of the BBB

Stat Mortgage BBB

 

We bid you good luck with getting into your new home in the beautiful Garden State of New Jersey.

See more informational NJ resources.

Also see a list of the best credit repair companies.

 

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FunNewJersey.com is a directory of over 20,000 fun things to do in NJ. We have just recently launched or all new New Jersey Upcoming Local Events Calendar. http://events.funnewjersey.com

 

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